Prospective patients call and email every day asking whether our office participates with their insurance company. We tell them that we will fill out the forms and wait for payments and then we will bill them for the balance. "But why don't you participate? I have been to your website and I see that you do very good work and all of my friends will be your patient."
Last week I happened to see the insurance payment for one of my direct bonded resin fillings: $49
$49??????
For a well done direct resin?
Sorry, this is below the cost of doing business by 7 times.
In 1945 your Congress exempted the insurance industry from 'playing fair' with the rest of us. Insurance companies can collude with each other and set the fees, the rates, and the payments for the entire industry.
If someone wants excellence* in dental treatment, they will have their treatment in our office if not, they will find a dentist who feels that their dentistry is fairly compensated by accepting the $49.
*excellence is not the same as stating that someone is the best.